The objective of the National Multi-annual Program for the development of entrepreneurial culture among women managers in the SMEs sector, hereinafter referred to as the Program, consists in stimulating and supporting the creation and development of private business structures financed by women by facilitating their access to financing, growth of the potential to access financing sources and facilitating the access of women entrepreneurs to financing sources, within the context of the issues related to maintaining the balance between the family obligations and professional responsibilities and of the prejudices existing at a local scale.

The Programme aims to:

- improve the economic performances of enterprises managed by women, by accessing financing sources from the state budget;

- stimulate self-employment and increase the number of women-entrepreneurs within the business communities;

- develop the entrepreneurial spirit and capacity among women;

- increase the number of new jobs created within the private economic structures managed by women and the benefits for the national economy.

This procedure institutes a transparent de minimis aid scheme.

The scheme applies on the whole territory of Romania, in all its 8 development regions.

Budget of the financing programme:

To be established on occasion of the launch of the financing programme.

Eligible beneficiaries:

The following economic entities may be granted a Non-Reimbursable Financial Aid (NFA) within the Program: microenterprises, self-employed licensed professionals (PFAs) who perform economic activities independently, sole traders, as the case may be, that on the application date, come under one of the following categories:

a) are organized in accordance with Law No. 31/1990 on commercial companies, republished, as amended or based on the Romanian Government Emergency Ordinance No. 6 on 09.02.2011 and fulfill the legal conditions of classification under the category of microenterprises, as per the dispositions of Law No. 346/2004 on the stimulation of the incorporation and development of small and middle-sized enterprises with the subsequent amendments;

b) are self-employed licensed professionals, sole traders (registered with the trade registry and authorized as per the Government Emergency Ordinance No. 44 on April 16, 2008 on the operation of economic activities by self-employed licensed professionals, sole traders and family-owned businesses);

c) have been registered with the Trade Registry for less than 3 years on the Program Application date;

d) at least one of the shareholders must be a woman and own more than 50% of the company shares in case of microenterprises, or the representative of the self-employed licensed professional (PFA/sole trader (II) who performs economic activities, must be a woman;

e) the NACE code for which financing is requested is eligible and authorized when the online registration is made, according to art. 15 of Law 359/2004 on the simplification of the formalities for the registration with the Trade Registry of self-employed professionals, family-owned businesses and legal entities, their tax registration as well as the authorization to operate for legal entities, as amended;

f) fulfilled their eligible liabilities of payment of taxes and levies to the general consolidated budget and the local budgets;

g) do not have debts towards the general consolidated budget and the local budgets, for the head office or the production units; the applicants who have rescheduled debts are not eligible to access the Program;

h) have the registered office, are registered and perform their activity on the territory of Romania;

i) are not under dissolution, judicial reorganization, liquidation, insolvency, bankruptcy or temporary suspension of activity;

j) have not exceeded the de minimis cap of 200,000.00 Euros in three consecutive fiscal years as a single undertaking, as it is defined by the EU Regulation No. 1407/2013 of the Commission from 18 december 2013 on the application of articles 107 and 108 of the Treaty on the Functioning of the European Union to the de minimis aid.

k) were not the subject of a decision of the European Commission/of OTIMMC for recovery of a state aid or, in case they were the object of such a decision, it was already executed and the debt was entirely recovered;

l) obtained at least 60 points after the online completion of the business plan, according to the model and the criteria specified in annex No. 3 to this procedure

Validity period of the financing programme:

To be established on occasion of the launch of the financing programme.

Eligible activity sectors:

NO NFAs are granted within the program for:

  • financial intermediation and insurance:

- 641 - Monetary intermediation
- 642 - Activities of holding companies
- 643 - Trusts, funds and similar financial entities
- 649 - Other financial service activities, except insurance and pension funding
- 651 - Insurance
- 652 - Reinsurance
- 653 -Pension funding (except compulsory social security)
- 661 - Activities auxiliary to financial services, except insurance and pension funding 
- 662 - Activities auxiliary to insurance and pension funding
- 663 – Fund management activities

  • real estate transactions:

- 681 - Buying and selling of own real estate
- 682 - Renting and operating of own or leased real estate
- 683 - Real estate activities on a fee or contract basis

  • 920 - gambling and betting activities
  • production or sale of weapons, ammunition, explosives, tobacco, alcohol, nationally controlled substances, plants, stupefying substances and drugs:

- 110 - Manufacture of beverages (except for class 1107 – Manufacture of soft drinks; production of mineral waters and other bottled waters)
- 1200 - Manufacture of tobacco products
- 2540 - Manufacture of weapons and ammunition 
- 2051 - Manufacture of explosives 
- 4635 - Wholesale of tobacco products
- 4725 - Retail sale of beverages in specialized stores 
- 4726 - Retail sale of tobacco products in specialized stores

  • production or sale of energetic products defined according to Law No. 571/2003 on the Tax Code, as amended, rental and leasing activities, investigation and protection activities as well as the activities excluded by the European standards for which state financial aids cannot be granted, respectively:                                   

a) fisheries and aquaculture activities, covered by the Council Regulation (EC) No. 104/2000:
- 031 Fishing
- 032 Aquaculture

b) activities related to the primary production of agricultural products such as enlisted in Annex 1 of the Treaty establishing the European Communities:
- 011 - Growing of non-perennial crops
- 012 - Growing of perennial crops
- 013 - Plant propagation
- 014 - Animal production
- 015 - Mixed farming (crop growing combined with animal production)
- 016 - Support activities to agriculture and post-harvest crop activities
- 017 - Hunting, trapping and related service activities

c) processing and marketing of the agricultural products enlisted in Annex 1 of the Treaty establishing the European Communities, in the following cases:
when the amount of the aid is established on the basis of the price or of the quantity of products of this type bought from the primary producers or commercialized by the respective economic operators;
b. when the aid is conditioned to be partially or entirely ceded to the primary producers (farmers);

d) activities related to exportation, that is the aids directly related to the exported quantities, to the creation and operation of a distribution network or for other current expenses related to the export activity;

e) aids conditioned by the preferential use of the national products against imported products;

f) aids destined to the economic operators working in the coal industry, as defined in the EC Regulation No. 1.407/2002 on the state aid for the coal industry (NACE Rev.2)
- 051 Mining of hard coal
- 052 Mining of lignite
- 061 Extraction of crude petroleum
- 062 Extraction of natural gas
- 0721 Mining of uranium and thorium
- 0892 Extraction of peat
- 091 Support activities for petroleum and natural gas extraction
- 099 Support activities for other mining and quarrying

g) aids to purchase goods road transport vehicles granted to economic agents whose social scope consists in providing goods road transportation services.

Eligible expenses:

The Program finances the implementation of the best Business Plans presented by the female entrepreneurs. The value of the non-reimbursable financial aid is of a maximum of 90% of the total value of the eligible expenses made (VAT excluded) and it cannot exceed the amount of 41,500 lei/beneficiary. The object of financing must fall within one or several of the eligible categories:

a) buying technological equipment, machines, work hardware and facilities-including the related software, measuring, control and adjustment instruments and systems needed to perform the activities for which the financing is requested, excluding mechanical, electrical, electronic gambling machines, pool tables, musical instruments and music boxes;

b) the investments in intangible assets related to inventor patents, brands of products and services (franchises, eco-labeling, licenses), software for the online commerce, software needed to perform the activity for which financing is requested;

c) buying goods specified in the subgroups 3.1 furniture, 3.2 Office automation and 3.3 human and material value protection systems, according to the Gov. Decision No. 2139/2004 for approval of the Catalogue on the classification and normal duration of operation of fixed assets, as amended;

d) buying IT equipment, computer technology (PC consisting in: central unit, server, monitor, printer / copier / multi-function device, including portable systems, licenses needed to perform the activity, audio-video systems etc.); The maximum number of IT devices of any type that may be purchased is equal to the total number of employees after the implementation of the investment with a non-reimbursable component except for the activities that do not require this (for instance: Internet cafés, computer training etc.)

e) goods transportation means, strictly related to the activity for which the program was accessed; Utility vehicles in categories N1, N2, N3, except for the off-road vehicles Symbol G in accordance with the Order of MLPTL 211/2003 as amended, are not eligible within the programme.

f) realization of a website to present the activity of the applicant and of the promoted products and services for the economic operators who do not own another website and which must be functional on the date of the expense-certification inspection, within the limit of 1,000 lei; the charge for the registration of the Internet domain, without hosting, is also considered eligible;

g) online advertising of the activities, drafting and production of the printed promotion materials for the activities, on paper and as electronic files; the promotion by advertising spots in the media within the limit of 15% of the value of the eligible expense excluding the promotion and the consultancy;

h) consultancy on the drafting of the documentation for financing within this program (a maximum of 5% of the eligible/reimbursed value of the project, excluding the consultancy). The consultancy expenses shall not be considered when applying the percentage. The eligible Consultancy services providers may only be companies or authorized consultancy providers having as an authorized activity on of the activities included in the NACE code class 70.

i) Entrepreneurial skills development courses - for the partner/the manager of the applicant company, a course organized by an authorized accredited body of entrepreneurial education. The eligible training services providers within the Programme may only be authorized training services providers that shall present supporting documents for the qualification of the training personnel in the specific field (not more than 5% of the total value of the approved/reimbursed eligible expenses);

j) buying specific systems/equipment in order to achieve energy savings as well as systems that use renewable/alternative energy sources to streamline the activities for which the financing was requested;

For detailed information on the financing program, please go to: